Hello to all evacuated Fatwalleters.
I’m an evacuee as well and read the posts in FWF and Hot Deals for years.
I need some health insurance ideas. In 2018 my county in GA will have two providers through the exchange Ambetter and Kaiser. Neither offers an individual PPO. I know I will have severe medical costs in 2018. I will be going to an inpatient hospital that is not in network with any provider. However, they will work with your insurance company. Out of pocket cash price: 30-90K depending on length of stay. Sorry for the all caps but to make sure this is read: I DO NOT HAVE A CHOICE IN TEH FACILITY NOR, A CHOICE IN LENGTH OF STAY. This is going to happen whether I have insurance or not. It’s a must.
Looking at Ambetter it seems they will not cover any out of network inpatient treatment for any of their plans.
Kaiser has a 20-30% coinsurance after deductible. Is that the best I can do?
Can I set up my own company of 1 to get a group ppo? Even a premium of 1k/month would be okay if it covered my hospital stay.