Alliant Credit Union

Alliant Credit Union
0

#567

For new cardholders only that don’t have an Alliant credit card:

Alliant’s VISA Platinum Rewards offers 5000 points bonus for $500 spend in the first 90 days, That’s $50. It’s a no annual fee 2% rewards card with a possible 0% APR for 12 months for new cardholders.

Alliant is the only institution I’ve encountered that approves you for the card and sets the introductory APR rate based on their view of your credit, i.e. you might get 0% for 12 months, or they might approve the card and give you 3.99% for the first 12 months.


#568

Does anyone have good information RE the minimum age for an authorized user at Alliant? TIA


#569
  1. Maximum of 2 authorized users.

#570

Thanks Argyll. Interesting, didn’t know they’d only do 2 AUs…


#571

For what it’s worth, I’m seeing these warnings from a dozen different banks I have accounts with. It really isnt an Alliant specific issue.


#572

For those who care about such things, and who are on the same Alliant CC statement cycle as myself (I think Alliant offers two different statement cycles, actually), here are the next three upcoming statement closing dates:

March 13

April 12

May 13

My card is the Alliant Visa Signature card.


#573

You sure about that?

Yes, they do offer two due dates – the 8th and IIRC the 22nd. If your due date is the 8th, then the dates you listed are off by 1 – the next three statement closing dates will be 3/14, 4/13, and 5/14.

The due date is the same every month and the statement closing date is exactly 25 days before the following due date. This doesn’t need to be announced as it can be easily calculated.

Example:
March due date: 03/08. February statement date = 03/08 - 25 = 02/11.
April due date: 04/08. March statement date = 04/08 - 25= 03/14.
etc.


#574

A good and very fair question:

I am sure that is what the rep told me when I telephoned Alliant. I wrote down the date information in real time.

However

We all know one too often must make multiple calls and speak with multiple reps, then use a voting procedure to arrive at an answer on such matters as this. I made only a single call, and I admit it.


#575

Is your due date the 8th of the month? If so, then it’ll be the dates I provided, not the dates the rep gave you. You can verify my math by looking at all the previous statement dates.


#576

You’ve got me on that one, scripta! I candidly have no clue whatsoever, regarding any of my MANY very active credit cards and surely including Alliant, what the due date is. Due dates on credit cards have zero impact on my operation or on my life. All that is of importance to me is the various statement closing dates . . . which I watch like a hawk.

I am a true student, and disciple, of Argyll. :grinning:

ETA

Respectful of scripta’s post, I decided to telephone Alliant once again and make the very same inquiry. This time I reached a different rep, one who said she has a LOT of experience. Here is the statement closing day data this new rep provided for 2019:

Mar 14

Apr 12

May 14

Jun 13

Jul 14

Aug 14

Sep 13

Oct 14

Nov 13

Dec 13