Best Balance Transfer Credit Cards

Amex Everyday Card has a no fee (if done in first 60 days) 0% for 15 months BT offer. However, there are limits lower than the credit line for balance transfers… Still a good card, as purchases get the 0% rate as well.

Fee?

#1 on this list

https://www.magnifymoney.com/blog/balance-transfer/no-fee-balance-transfer-credit-card1322859387/

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Thanks Argyll. I got this card earlier in the week.

More info for the curious… AmEx EveryDay Credit Card Offer: 25,000 Points + 0% APR For 15 Months With $0 BT Fee - Doctor Of Credit

AmEx EveryDay Credit Card Offer: 25,000 Points + 0% APR For 15 Months With $0 BT Fee

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https://www.magnifymoney.com/blog/balance-transfer/no-fee-balance-transfer-credit-card1322859387/

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https://www.magnifymoney.com/blog/balance-transfer/no-fee-balance-transfer-credit-card1322859387/

Hearing and seeing some reports of PenFed CC closures on accounts just used for cash advances. Anyone else?

I just applied for this Union Bank visa. it’s $0/0% for 15mo. app deferred for review so i’ll have to come back to update CL when it goes through. hoping for $30k CL but i’ve never heard of this bank so who knows.

If you have an account there (lol), Ed Jones (issued by Elan) has a business card with a 0/0 deal for 12mo.

0/0 deals seem to be pretty scarce right now but i’m looking for some to get through a rough spot. anyone know of any others? much appreciated!

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Thanks for the post.

0%/0% transfer is something I haven’t seen in a couple of years. I get tons of CapOne (with expensive stationary), Wells, BoA and occasional CITI offers, but they ALL have BT fees. I don’t have time to investigate/apply, but would appreciate hearing your outcome.

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Same as the goose sadly. I did hear about 2% BT fee from a friend. CapOne.

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Most of the issuers are offering long term BTs but still take the 3% fee.
us bank has a 20mo offer.
wf is offering 21mo.

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Any updates or news in general? thanks!

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Advancial has ongoing no fee 0% for 12 months BTs.

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Today I did 3 balance transfers from Advancial. You can do multiple balance transfers with this offer. The site says you must do them the same day to get 0% but two reps. told me you have 30 days from account opening.

I sent one directly to a Primis Bank savings account. It used to work when I did Navy Federal transfers to Alliant accounts.

Advancial’s card also has an 8.9% APR, the lowest of any card I have.

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The check deposit to Primis Bank savings worked, although it took about two weeks.

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