Best Nationally Available High APY Liquid Accounts

Best Nationally Available High APY Liquid Accounts
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#645

Thanks StatGren! I’m more confident now after reading your last comment.:wink:


#646

This is just slightly off-topic, but those of you with lots of money chasing highest APY savings should keep T-Bills in mind. The 4-week T-Bill is paying ~2.18% and is free of state/local income tax. While I-Bonds have annual purchase limits and longer terms, T-Bills have no limit (well, $5MM per auction) and the shortest term is just 4 weeks.


#647

Can I buy them with a Costco cash card even if I don’t have a Costco membership?


#648

No, not without membership.


#649

Ugh, thanks Trump!


#650

Northpointe Bank now offering an account paying 2.30% guaranteed for 12 months with minimum deposit of $100,000. https://www.northpointe.com/earn230/


#651

Citizen’s Access up to 2.25%


#652

Does anyone have trouble logging in to Northern Bank Direct today? I couldn’t login. I was going to check the balance and withdraw all the money.


#653

Just saw your post. Attempted to log in at NBD. No dice. Received some cockamamie message about cookies.

They appear to me to be having problems with their website.


#654

Dispatched my Payback Promo dough to Ally today, er, I mean tonight I guess. Money still in my account. Sure hope it goes. Purepoint telephoned me for clearance. Received same. It’ll be nice if arrival is tomorrow. Fingers are crossed. Should be before the fifth in any event.


#655

Thanks. I couldn’t login to the Barclays Credit Card site too. Wonder if these are somewhat related.
Edit: it looks like NBD is OK now. Still a problem with the Barclays CC site.


#656

CIT bank had issues as well. It seemed to be a problem with the “ibanking-services.com” backend of the website.


#657

Vio Savings up to 2.25%


#658

Yes, many of these smaller banks use the ibanking platform for online banking rather than having their own system. If ibanking has an issue it often affects all of the banks that use it.


#659

I had problems with Popular Direct, couldn’t log in. I want to finally withdraw funds (had waiting period of 6 mo). Decided to wait until tomorrow to try again.

Strange!!


#660

Barclays Savings now up to 2.05%


#661

shinobi, money should arrive to Ally Promo in time. My funds are now showing in Ally. This is the best deal going around town. :wink:

I won’t have any extra money until the middle of Dec. My next CD will mature at that time. CD rates are stuck in time, so it seems!!


#662

Epilogue:

Dough arrived at Ally early this AM. No problems whatsoever with overnight delivery. Purepoint took extraordinarily good care of me. Moved nearly $100k without so much as a hiccup.


#663

This is regarding Ken’s posting of the Northpointe 2.3% APY deal on liquid money.

Bill, of Northpointe, has just posted over on Ken’s website in the comments section that they will honor the 2.3% rate for savings accounts as well as for MM accounts.

So if you already have a Northpointe savings account (i.e., if you still have the savings account and have not closed it) you are good to go at 2.3%.

Bill does mention you need to telephone the bank.

ETA

Now am seeing the MM 2.3% APY rate is guaranteed for a year. Dunno if that also applies to savings. Likely it does.


#664

My question is this…I do have a northpointe savings that currently has zero in it. If I wait a month for a cd to mature will I still get that rate or the money has to be deposited NOW?