Best Nationally Available High APY Liquid Accounts

Best Nationally Available High APY Liquid Accounts
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#1116

Yes, I agree… Just wondering how long the rate will last. I don’t think we have any other 2.5% liquid account that tells us a length of guarantee.


#1117

I believe the PurePoint NPCD deal at 2.5% carries a 13 month rate lock. NPCDs are liquid.


#1118

in fine print from your link
This is a variable rate account; your interest rate and APY may change at any time.


#1119

I posted about Investor’s Bank upthread. The positive is they had been at 2.4% and steady at that rate for awhile before they increased to 2.5% recently. My thought upthread was that given that, there’s a decent chance they’ll keep it at 2.5% for awhile.


#1120

I bought into the PurePoint NPCD accounts back when they were at 2.6% APY. More recently PurePoint has lowered the interest rate of this account type to 2.5% APY.

I just checked my NPCD accounts. They remain at 2.6% APY.

Regarding the PurePoint NPCD accounts, which are liquid accounts:

Once you buy in, the interest rate is locked for the life of your NPCD. The interest rate does not vary.

Now of course if you were referring to the Investors deal, that is another matter entirely and I agree with you.


#1121

I apologize for the repost. I did look up thread for another Investor’s Bank post, but I failed to see your post. Sorry


#1122

I was referring to your discussion of Investor’s Bank . Looks like I replied to the wrong post sorry


#1123

Web Bank up to 2.45% from 2.40%


#1124

Can anyone imagine… I had 3 CD’s mature this month & no decent place to replace them. 2 @ Justice & 1 @ Andrews.
So Grow FFCU 2.75% is my holding spot.


#1125

@pattyb53 why not do the 3% six month CD?


#1126

Who has that offer? 3% 6mo CD…


#1127

NFCU has 3% six month CD.


#1128

From Ken’s site:


#1129

Thanks for the heads up on NFCU CD. Details:

Celebration Special Rate Certificate

We’re celebrating our members with a special rate on our 6-month certificate—but only for a limited time.

Special 6-Month Certificate 3.00% APY4 (Share/IRA/ESA)

  • Open with $1,000 or more
  • No limit on deposit amount

#1130

Thanks for the heads up!
6mo @ 3% will work out for those funds of mine. I’ll do some movement of money over there tomorrow.


#1131

Can more than 1per member be opened of the Navy FCU 3% 6mo CD ?