Yes, I agree… Just wondering how long the rate will last. I don’t think we have any other 2.5% liquid account that tells us a length of guarantee.
I believe the PurePoint NPCD deal at 2.5% carries a 13 month rate lock. NPCDs are liquid.
in fine print from your link
This is a variable rate account; your interest rate and APY may change at any time.
I posted about Investor’s Bank upthread. The positive is they had been at 2.4% and steady at that rate for awhile before they increased to 2.5% recently. My thought upthread was that given that, there’s a decent chance they’ll keep it at 2.5% for awhile.
I bought into the PurePoint NPCD accounts back when they were at 2.6% APY. More recently PurePoint has lowered the interest rate of this account type to 2.5% APY.
I just checked my NPCD accounts. They remain at 2.6% APY.
Regarding the PurePoint NPCD accounts, which are liquid accounts:
Once you buy in, the interest rate is locked for the life of your NPCD. The interest rate does not vary.
Now of course if you were referring to the Investors deal, that is another matter entirely and I agree with you.
I apologize for the repost. I did look up thread for another Investor’s Bank post, but I failed to see your post. Sorry
I was referring to your discussion of Investor’s Bank . Looks like I replied to the wrong post sorry
Web Bank up to 2.45% from 2.40%
Can anyone imagine… I had 3 CD’s mature this month & no decent place to replace them. 2 @ Justice & 1 @ Andrews.
So Grow FFCU 2.75% is my holding spot.
Who has that offer? 3% 6mo CD…
NFCU has 3% six month CD.
From Ken’s site:
Thanks for the heads up on NFCU CD. Details:
Celebration Special Rate Certificate
We’re celebrating our members with a special rate on our 6-month certificate—but only for a limited time.
Special 6-Month Certificate 3.00% APY4 (Share/IRA/ESA)
- Open with $1,000 or more
- No limit on deposit amount
Thanks for the heads up!
6mo @ 3% will work out for those funds of mine. I’ll do some movement of money over there tomorrow.
Can more than 1per member be opened of the Navy FCU 3% 6mo CD ?