Sometimes you get the bear.
Other times the bear gets you.
Managed to finagle a sweet bear rug at MSD FCU. It was all luck; no skill involved.
They pushed hard on new members to move funds to them by wire. Coincidentally they have a $15 incoming wire fee! Big shock, right?
Anyway, I did not take the bait and mailed them a check, instead. Cost me one stamp. The USPS did not let me down, delivering my check just in the nick of time. Got the 3.5% APY CD and also double interest of 6% on my deposit for three days. You cannot beat that outcome with a big stick!
Q: Uh, Shin, you do realize if your letter had not been delivered timely you would have missed the deal entirely . . . right? And are you aware the USPS cannot be relied upon at all?
Yeah, I know. But you try stuff. Sometimes it works out. Other times things do NOT go your way and you lose. It’s a lottery. You cannot win if you do not play.
Candidly I was curious to find out what would happen if my check had not arrived when it did. Sure, they were insistent up front it was a HARD cutoff of the deal today, Friday. But would they actually have enforced that hardline position holding my check in their hands on Monday, if it had not arrived until then? I dunno and I never will . . now. But I was willing to risk it . . . just for fun.