This isn’t anything new (discussed upthread early on) but for those that only read recent posts, there are two things that need to be said about NFCU that are still true.
They don’t allow setting up recurring automated payments in full of credit card bills. You have to set up a single payment each month. I’ve got close to 25 credit cards and NFCU is the only one that won’t let you pay them off automatically each month. I hate to beg people to take my money.
Their share account is Hotel California. You can’t push an ACH out to an external institution, and you can’t pull ACH from another institution either (they allowed me to do this one time but sent me a strongly worded letter telling me not to try it again). As far as I can tell, the only ways to get money out is to pay for a wire transfer, use share money to pay the credit card, or set up a checking account for the sole purpose of routing ACHs.