These restrictions have shown up on recent Blue Everyday card statement.
According the change in T&C, Effective November 1 Amex can take the following actions if they, in their “sole discretion” even suspect you are “abusing, misusing, or gaming their rewards program”:
Take away any points in your program account
Temporarily suspend your ability to redeem points
Temporarily suspend your ability to earn points
Cancel your program account
Cancel any of your American Express Cards
I don’t show any of these changes in my September closing statements, but will be watching closely for the statements closing in October.
I take this as a sign that Amex’s Rewards Abuse Team (RAT) is growing increasingly aggressive. This should concern not only those churning or MSing Amex cards, but anyone who takes advantage of lucrative new promos with min-spend requirements. Among other issues, what iare they going to define as “gaming” or “abuse”?
Let’s keep track of new intel and data points from Amex on this issue.
( Hattip to the watchful folks at the excellent DOC site: https://www.doctorofcredit.com/amex-adds-terms-allowing-temporarily-suspend-earning-membership-rewards/ , who got the initial heads up from http://travelwithgrant.boardingarea.com/2017/10/04/american-express-may-temporarily-suspend-credit-card-earning-redeeming-ability-effective-november-1/#_ga=2.48054375.1122187790.1506087097-900096217.1393110672 )