They asked why I was adding so many Authorized Users. They claimed that the social security numbers weren’t matching with the names. However, I saw the SS cards, drivers licenses, and other verification of every single AU I added on that card (was part of the agreement with the company I was using). Maybe they were fake SS cards, but I doubt they all were. I think it was a lie to try to get me to tell them things.
They asked if I knew all of them, if they were my friends, etc. I simply replied stating that I was not required to give that information and if I was, please cite it in the cardmember agreement. Obviously this made the guy frustrated, but that was pretty much it. The entire call was the guy asking me and trying to get info. and me just asking if I was violating the cardmember agreement.
In fact, I remember telling the guy after an hour of talking (I was commuting home from work so I had plenty of time to chat), that he can feel free to close my card account if I’ve violated any of the agreement. He finally admitted that I didn’t violate anything and that I can add any AUs I want. But, as I mentioned, this spooked me enough to stop selling AU slots on that card. Not from a legal or “I’ll get in trouble” perspective, but from a “not wanting to burn the Discover bridge” perspective.