Guys, I’m pretty sure I’ve been busted. IOW: AA
One of my cards has been frozen. There are no answers forthcoming over the telephone; I’m expecting a letter.
I have only one real concern and am seeking input from those with experience. To wit:
I can afford to lose this one card, perhaps even more than one though, so far, I’m only receiving AA on just one card and all the others are fine.
My worry is that this one bank will mess up my credit report, hurting my prospects with my many other existing credit issuers and with new ones where I might make application. To be clear, the bank giving me AA is owed NO money by me; zip, zero, nada. I have a perfect payment record with them. My guess is they instead have taken exception to my spending pattern only, i.e., the nature of my spending, which is fine with me provided they do not run up a red flag, via the credit reporting agencies, for all my other credit card issuers to view.
Any input would be appreciated. Am I worrying unnecessarily . . . about the credit reporting aspect, I mean?