There are interesting lines that everyone draws, though. My folks certainly qualify for food stamps but refuse to get them (very low HHI from social security, although they have zero debt and healthy retirement accounts), but they would rather join in the distribution at the church parking lot from the food bank, which has the only requirement that being over 65 (no income documentation required). They originally didn’t want to but a friend said to participate so that the food bank could show a greater clientele. Ironically most of the canned food they don’t eat is given to me and just adds on to my emergency supplies, which I will probably re-donate once I get too many of them.
There are several FIRE blogs - Root of Good, Go Curry Cracker, and Independently Financed who talk about this. Root of Good specifically put his kids in the worst school in the school district because he had enough time being retired to compensate for the shortcomings of the school, and to take advantage of No Child Left Behind busing and special support programs. Independently Financed frequently states “welfare fraud is not a crime” because he is advocating for a UBI and recently had a “read between the lines” post indicating the exact amounts needed for a self employed person to make to maximize all benefits. Quite frankly I am pretty fiscally conservative but with all this BS means testing, hoop jumping, and cliff falling a UBI paid for by a higher middle class tax rate looks better and better.
Working for the government, there are some folks who have “retired in place” by doing the minimum amount possible to not get written up or fired. Of course, this gives the rest of us who actually do our work busier than if everyone did the same amount. I do find that less ethical when they could save themselves a lot of time and my colleagues a lot of headache with deadlines by just retiring with their 70 or 80% pension for the rest of their lives, rather than trying to get to 90% or higher. OTOH, I don’t really have much of a problem with Root of Good managing his income so that his three kids could be on Obamacare, even though they are millionaires. They are following the system as written and in reality if they were uninsured, would bankrupting them be better?