I already transferred my $100k to SoFi for the 1% bonus. The 1k (actually less because of the market volatility) dwarfs the difference in cash back between the Smartly and whatever other card I would use. SoFi Active Invest ACAT Promotion | SoFi
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USBank has radically reduced the value of this card (see my recent post on the brokerage bonuses discussion. )
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