CD Discussion Thread

IRA/ESA only . . . . . . . IRA/ESA only

NFCU now offering an IRA/ESA only add-on CD special. Term is 37 months. Rate is 3.00% APY.

You must open for at least $50. There is a $150,000 ceiling. Add-on deposits are allowed at any time up to that ceiling.

Here are the details from NFCU:

Limit one Special 37-Month IRA/ESA Certificate per member. This offer, including the stated Annual Percentage Yield (APY), is effective December 6, 2019. Navy Federal reserves the right to end or modify this offer at any time. The Special 37-Month IRA/ESA Certificate has a $50 minimum and a $150,000 maximum balance. Only available for IRA/ESA Certificates. Additional deposits are allowed at any time, subject to the maximum balance. IRA/ESA certificate subject to IRS contribution limits. Penalties apply for early withdrawals from certificates. Other restrictions may apply.

Link to NFCU rate page:

Go here then click on “certificates”