Domestic wires cost twenty bucks.
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So your Alliant CU account was also closed.
This is such a weird situation, folks having their Alliant CU accounts closed. Iāll have to admit. Iāve never had this happen before, & they also closed my husbands account. No real explanation, only the fact that they could do it for any reason or no reason at all.
Thatās exactly what they told me!
Anyway, Iām now using TIAA Bank for my transfers. I have an old account with TIAA Bank Money MKt account. Iām setting up a transfer today with the small deposits, to set up Interior FCU.
Interesting. And helpful to know. To be honest, I thought you might decide to go with PurePoint.
I donāt like the 4+ days of hold on new money deposited at PurePoint. Otherwise PurePoint is a pretty good option.
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Are you saying TIAA Bank is offering you overnight ACH service, same as Alliant does? With no holds on funds either way, again like Alliant?
That would be big news.
Iām not challenging you. I just was unaware.
How about limits? Are the TIAA Bank ACH limits comparable to Alliant?
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So far it has worked that way. Iāve made transfers of over $25k. Iām not sure of the limit on transfers yet, but the first transfer I made was like $37K, & no problem.
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Darn. I closed my old TIAA account. Thatās a violation of my standing rule:
Do not close accounts
But I had the account for a long time and was not using it.
Given the way Alliant is closing people out without cause, I figure my account there could be shuttered at any time. I need to be ready.
I may be naive, but why are you guys making so many transfers and why is it so important they happen overnight with no holds either way?
With me, CDās that mature must transfer to a site that will gain a decent % rate.
Not an easy task at this moment in time. Some folks have add-on CDās with great rates and they are transferring $$ās there.
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New Q1 2021 ratings published by Ken and also at Bauer!
Title says it all. GTE not looking too bad.
Weiss Research? Not yet. Stay tuned . . . . but it could be a while. 
Link to Ken. Click at top of page to access Kenās search box.
ETA
Note this is all we are going to get from these two ratings providers until after Labor Day.
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Reminder
Independence Day this year happens to fall on a Sunday. Hence the following Monday, July fifth, is a bank holiday.
Independence Day is the one holiday always celebrated on July fourth, regardless day of the week. So in many years no three day weekend results. But this year is different. This year Independence Day will give rise to a three day weekend, with financial institution closures on Monday.
If you are moving money, or if you have a CD maturity: heads up.
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IFCU (Interior) Update
You may withdraw the interest (i.e., the dividends) on your IFCU CD at any time without requirement to pay an early withdrawal penalty.
As always, this is my best current information. Be certain to check and confirm for yourself before executing this manoeuver.
Why would we only want to withdraw interest on Interior? Those of us that have IFCU CDās maturing soon will withdraw the balance, right?
Am I missing something?
Most likely, pattyb53, you are not. However, other people might have need of money right now. And there could be thousands of dollars of interest available to them, penalty free. We all are in different situations.
In my own case I thought I might need money to meet a minimum requirement at Keesler as I seek to renew my HIMMA Plus. But after a call to Keesler that need appears now to have fallen to the wayside. But still, other people might have various needs for money in advance of their IFCU CD maturity.
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If you are moving a large sum and are subject to transfer amount limits, withdrawing the interest now will break that amount off from the lump sum youāll be handling in a couple weeks. For a maturing 2 year CD, thatās around $7k per $100k principle you can get to itās new home without the delay of hitting a transfer limit.
For example - with a $300k CD and using Alliant to move the money, you can get the $21k interest moved with Alliantās $25k/daily limit in advance of moving the principle, instead of having to tack it onto the end of the series of $25k transfers. (I know at that amount, wiring the whole amount at once would make more sense, but this is just an example!)
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I understand now why a person might withdraw the interest only shortly before the maturity of the CD.
Since I switched to TIAA Bank I can make the larger transfers. As we all know Alliant CU had a limit of $25k on transfers.
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Blue Federal Credit Union has a small money seven month CD special ongoing at 7% APY. You need to act before monthās end:
Itās small money so you might wonder āwhy botherā?
Well, Blue is one of those āgotta joinā credit unions. They are known for having deals, and you never know in advance when the next one is gonna pop up. Some credit unions are dull and boring. Blue is not dull or boring, and anyone may join. Come for the small money deal now. Stay for the deals certain to be offered in future.
Blue is headquartered in Cheyenne. Itās a pretty cool credit union.
Actually, $2,000 is the max either way.
Itās the minimum for non-IRA accounts.
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can the 7-Month CD $2000 Max 7% APY be opened online?
any promo code required?
Anyone want to refer me? Is there a referral credit?
If youāve never seen that part of the country, hereās your golden opportunity to visit for the annual membersā meeting. You will not regret it, unless the meeting is between Oct 15 and May 15. 
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