Exactly.
The “rates” page (Rates: Interest, Dividend & Annual Percentage - PSECU) shows a date of 8/19/19 12:01AM EDT. I guess that is when the CD rates were last changed.
I expect that if they are going to change the rates, the new rates will show after 9/3/19 12:01AM EDT.
I think your right shin!
That’s great news for me. Andrews CD that matured 9/1 is already in my Savings. Tuesday I’ll set up my ACH transfer to Alliant CU. Money should be in Alliant Wednesday. Then another ACH transfer. If everything goes right my money with be in PSECU Savings on Thursday. I can set up my CD’s that day.
If my plan goes well I’ll have an extra day, Friday… 
Unless I read it wrong it looks like Andrews changed the rates WHILE THEY WERE CLOSED which prevented me from being able to get in on the 18 month 3%. grrr
disregard It’s agfed who has the cd and it’s still available there. Wrote wrong bank on my post it note reminder.
This sort of stuff is SO vexing for us CD aficionados. Now the problem is not that they do such as this. The problem is that their reps do not have the sort of detailed knowledge to where they can give us accurate advance warning of such things.
Case in point:
I told pattyb53 repeatedly that in order to initiate an ACH withdrawal last week she needed to be certain her Andrews funds would move BEFORE tomorrow (Tuesday) morning. She was not able to secure that assurance. Yet we now learn that is EXACTLY what Andrews did.
By not accurately advising pattyb53 of the precise timing of the disposition of her funds, Andrews denied her four days of double interest and cost her an extra day (Wednesday vs. Tuesday) to gain access to her funds.
It’s annoying. But I don’t know what we can do about it.
Exactly what happened shin… You can never estimate what each different establishment will do. It sure did cost me time & money to wait (like I did). I’m sure not blaming you. 
when did the Andrews 18mo 3% start? what was the min? I had a cd there mature at Andrews FCU 82519 and do not remember any 18% 3mo cd
You could always try reading back through the thread like I just did to find this(4 days back): CD Discussion Thread - #1188 by pattyb53
I did. Did not see Andrews 18mo 3% CD, then or now. Your link take goes to discusiion of AgFed 18mo CD.
What am I missing?
Well that might explain why I couldn’t find it. Always helps to look at the right BANK. shakes head
All references to Andrews should have said Agfed. I have accounts at both and I wrote Andrews on my post it note.
It is now Tuesday, September 3, 2018 here in the east. Using scanchain’s link (see his post up thread) I have just checked the interest rate on the PSECU three year CD.
The interest rate at this hour is holding at 3.25% APY!
Of course they might update (i.e., lower) that interest rate prior to opening of business which remains eight or nine hours into the future. But as of now: so far so good.
If the rate continues to hold with opening of business, here in the east, tomorrow, I believe it will hold until next possible change which is not until Monday, September ninth.
Such a nice CD. I hope they do not ruin it.
Famewolf, Shinobi and others,
On July 8, Famewolf posted that he was able to get GTE to match the Navy Federal 5-yr CD rate of 3.5% for their 3.3% add-on, which no longer exists. I purchased that CD in early June. Did anyone else get the 3.5% rate, too?
I am a new member of this site, so I didn’t see Famewolf’s post until today. Wish I had known about this when I bought the GTE CD. I am wondering why no one else on this thread didn’t ask GTE to give them the 3.5% rate, too?
Can only answer for myself. It took me some time and effort to bring together the $100K GTE was requiring to buy into that 5 year 3.3% APY CD. I don’t have that much money just lying around. By the time I had assembled the necessary money, the NFCU deal was gone . . . . reduced to 3.25% APY.
That’s my story and I’m sticking with it! 
At this point I feel fortunate just to have the 3.3%, though I tip my cap to famewolf. He did GREAT!!
In general, especially with the jumbo cd’s it never hurts to politely(I emphasis politely and patiently. The customer service rep had to get permission from a manager and it took a good 20+ minutes of waiting. I sat reading an ebook on the pc while I waited.) ask if they will match a competitor. They may tell you no 99 out of 100 times but that 1 time is still pretty sweet. Because it was an addon cd that was probably my one miracle for the year.
Against all odds, the PSECU 3.25% APY three year CD has held.
This has to be among the very best CDs available right now.
Thanks Shin!!..Wonderful info for me.
Money on the move today… Out of Andrews & into PSECU. I was over to AgFed this morning to do a verify account. AgFed is still showing the 18-mo 3% CD. Good for some folks…
The CD is definitely still on. PSECU has just tweeted out the offer
I submitted an application to PSECU. It did cost me one hard inquiry on Experian.
How do you maximize insurance on PSECU if depositing more than 250k
Have 2 or more P.O.D.(payable on death) beneficiaries on the account. Each beneficiary is allocated 250K in FDIC insurance. The alternative is having multiple people on the account but that has more risk if one of the people is volatile and decides to empty the account.
How did you add POD beneficiaries. I do not see any info on Website of PSECU.