Yes, I also have that one. Trouble is I went in WAY too light. What was I thinking!!!
I do. I’ve done only rollovers in the past with scant few problems, paperwork or otherwise. But recently did have need to do a custodian to custodian transfer, my first. Got through it OK, so no complaints.
Earlier last year I posted on the Empower CDs. As mentioned back then, there is most often a giveback bonus for these at year’s end. However:
The Empower giveback bonus for 2019 has just been paid as of 1/1/2020. It is a smaller bonus than I had hoped would be the case, just 8%, about half what I thought it might be.
Nevertheless, my results are as follows:
On my 2.9% APY 18 month CD the new APY moves up to 3.13% for 2019.
On my 3.2% APY 24 month CD the new APY moves up to 3.45% for 2019.
So bottom line no complaints, things could be worse, and something is better than nothing. Still, am hoping for a higher percentage giveback a year hence.
How did I miss out on Empower CD’s? Such a good deal today for shinobi.
Thinking back, maybe I didn’t like those rates at the time. 
It is 2020 and the Keesler 30 month step CD rates, both for the regular and for the jumbo, of 3.1% APY and 3.2% APY respectfully, have held. However, kindly be advised:
Keesler says these rates are subject to change at ANY time. And today being a holiday, they might not yet have gotten 'round to updating their rate page.
These interest rates are attractive if they continue to hold. It’s not all that easy now to obtain 3%, even on a five year CD, no less a 30 month offering.
Is that a onetime boost for your Empower CD for just one year or is the 3.45% for the 24 month CD for the remainder of the term?
Yes. Strictly one time . . . with no promise or guarantee whatsoever for what will happen on 1/1/2021. There might be no giveback at all one year hence! If that happens my interest APY for 2020 for each CD will return to the base rate.
As I wrote up thread, I have seen the Empower giveback percentage go as high as fifteen or sixteen percent in recent years. So an eight percent year is not a great year. But it’s a lot better than a zero percent year. 
I posted just above regarding the Empower year-end giveback.
Givebacks and bonuses are of interest to me generally. Researching the topic, I came upon this item which mentions some other credit unions paying givebacks and bonuses:
It is noteworthy that among the many mentions offered there is one for Hanscom and another for PSECU.
Hanscom snubbed my efforts to become a member and told me to “get lost”. So I have no information on Hanscom.
Checking my PSECU account, I see no indication of a giveback or bonus having been paid. However, I am new to PSECU and do not know their giveback pattern, if any.
Pursuant to the above, it is now 1/2, Keesler is open for business, and the rates on their step CDs have held!
Remember Keesler, in Mississippi, is on Central Time. Nevertheless, their day there has begun and they did not lower the great rates on those two CDs.
Tomorrow? It’s anybody’s guess. I’m only highlighting this steady CD rate because I thought with the new month and year a change was possible. But it didn’t happen.
I do have Hanscom FCU. Just checked & see no bonuses, just the 3% monthly rate.
shinobi, I just called Hanscom to ask about those bonuses you mentioned.
The Rep told me that the bonus wouldn’t show up for a month or so. When they have it figured, the bonus shows up as an extra dividend.
Thanks, pattyb53. That is good to know.
Of course it won’t help me any. 
But still good to know.
Per Ken, Financial Partners Credit Union has a 3.00% APY 60-Month Jumbo CD; 100K minimum; easy membership requirement through the American Consumer Council (ACC) or AARP; residents of Los Angeles, Orange, and San Diego Counties, and the California cities of Alameda and South San Francisco; nearly 700 Select Employee Groups. The 60-month CD is also offered as a regular CD earning 2.85% APY; 1K minimum.
FYI… Media Center - News, Press Releases, Events | HFCU - Hanscom Federal Credit Union
They have been doing this for many years.
Dynamite stuff, gremln007! Givebacks and bonuses are almost like finding money in the street.
But does anyone know the SIZE of the Hanscom loyalty dividend for 2019? . . . . expressed as a percentage, I mean.
I was able to locate the size of the dividend for 2018. It was 2%.
I haven’t seen the % yet at Hanscom.
shinobi, what about PSECU, didn’t you say they were in on the loyalty dividend?
Yes. However, I’ve seen nothing yet whatsoever for 2019.
Here is a link to an article discussing the PSECU 2018 giveback:
Here’s PSECU’s press release from last January. It was January 3rd so if they’re doing it this year, likely will occur tomorrow or early this week.
Not sure just when I first got into PSECU. My record shows I have received dividends since 9/1/19. So 3 months time for me.
I love PSECU & managed to deposit quite a bushel of cash. Wahoo!! 
Acknowledged. But unlike at Empower, PSECU appears not to be paying bonuses based on amount of dividends we have earned each year. Time will tell, I guess. And not very much time, at that.
This is my data point for a PSECU AST
My first PSECU AST (Automatic Share Transfer) has successfully gone to completion. This AST was planned for and set up back in November. The funding path was from Grow to Alliant via ACH and then from Alliant via ACH to PSECU.
Considerations along the way:
Schedule as far in advance as possible (since money is still tight).
Avoid being messed up by holidays.
Avoid violation of Regulation D.
Be certain money arriving “just in time” at PSECU is nevertheless available. PSECU will not automatically transfer funds which, while in savings, are still on hold.
Avoid problems and respect ACH dollar limitations at Alliant (they telephoned me when I set this up to confirm it really was me).
Bottom line there is a lot of “stuff” you have to bring into alignment to make the AST happen. So far so good, but I have many more of these coming up this winter and am hoping for the best and hoping I do not make an error.
It is nice, though, to be able to inject money into tiny (but now growing) CD accounts paying 3.25% APY that were opened last year. This is doing add-on deposits the hard way, but at PSECU it’s the only way.