May be of interest to people - just recently bought a coffee maker for $45 - and accidentally broke the carafe within the 1st day. I thought i bought it with my bofa travel reward card - called them, and they do not provide accidental coverage if you broke it (they do cover certain other type like damage due to electrical surge etc etc). So i thought i was out of luck. Then reviewing my Amazon receipt - i noticed that i mixed up my cards and accidentally charged it to Chase Reserve card. So back to phone and called them, and they do cover it - and told me to submit it through online.
Wasn’t sure what they’ll cover - as the carafe could be replace for like $20 or so … and entire unit is $45. Submitted my doc - basically original receipt, and photo of broke carafe - thought it’ll take few weeks. To my surprise - only after maybe 5 business days, status says case closed and they mailed me the check for full amount!!
Could be because Chase Reserve is premium card - they do it promptly and don’t ask for too many questions. They didn’t even ask if I have a repair estimate or not (probably due to only $45).