A measly 4% fed rate will not stop inflation with the ocean of money sloshing around the system- both here in the United States and in Europe. And the Democrats keep pouring more spending into the system.
Also the climate cult is in full command of the leftists that control the governments both here and in Europe. That has led to the huge increase in energy prices in Europe and will continue with the increase here in the United States after the November election.
The question is how do we as individuals cope with this?