IRA question: If your stocks go down in value, can you add more money before the end of December?

[Corndogg]

See: Roth IRA Horse Race for details behind this strategy.

Roth IRA Horse Race

This goes hand in hand with the Roth 5 year ladder conversion. Credit goes to MadFIentist Not gonna copy his whole post and examples, but " When you convert from a Traditional IRA to a Roth IRA, you have the option of undoing the conversion before you file your tax return (this is called a Roth recharacterization). That means, you could execute the conversion in January and then rewind the conversion by April 15th of the following year (or October 15th, if you file an amended return) and th…