Hi glitch99 and Dover,
We didn’t get any tax form for him. Nothing on Arbiter sports website to download. Am i doing it completely wrong. Just thinking of ignoring all issues and see what happens. I have few more weeks (Jun 15th) to file taxes.
Thanks
Hobbies in the tax world are usually in reference to someone claiming a hobby where they don’t make any money is actually a business and using that business loss as a loss on their taxes. If the small business never makes money and you aren’t running it like a business, the IRS will determine it is a hobby and all your losses weren’t actually business losses.
Working as an umpire or referee and getting paid for your labor is NOT a hobby. It is taxable earned income.
Yeah Meed18 is right here.
Its not the taxpayer who declares itt as hobby income. You can’t just say your income is a hobby and not earned.
Hobby income is only such if the IRS says so. And thats not what you want. cause it only hurts you by disallowing your loses. Gains from hobbies are still taxed and thats not a hobby business.
Can we still file extension. Jun 15th is last day to file taxes for TX.
My 5/24 has expired and I can start churning again. I work fulltime and have a family so I can’t really do the giftcard game. Online only. Last time I used Plastiq to pay my mortgage and that worked pretty well. I was wondering if there is anything better now. The doctor credit link has not been updated in a while. Thanks!
Which link? If you’re looking for CC signup bonuses, this DoC page gets updated. Plastiq got bought by another co recently and might still work, but I haven’t used it in years. For churning, I pay property and income taxes with CC fees in the 1.85-2.3% range vs Plastiq’s 2.9%.
If you’re asking about mortgages in general and not for CC churning purposes, there are a few ways to pay mortgage with rewards debit cards, see the discussion here.
Thanks for the reply. This is link I"m talking about. I used to use plastiq and pay my mortgage for churn. But a lot of cards don’t work for paying your mortgage using plastiq. Since it’s been a few years I was hoping something better has come along. Good idea about paying my taxes using a churn credit card.
If you are just harvesting signup bonuses, you should be able to find a few bank accounts/CDs that can be funded with a credit card. They’re rare and when allowed the limits are pretty low, so it’s not worthwhile as an ongoing thing, but it should be good enough to hit the necessary spending requirements.
Thanks those seem like low amounts or rare now a days.
Not sure where to post this…
PSA
I hadn’t logged into PenFed in a while (maybe a few months). I had to unlock my account and all of that went fine. I then couldn’t login… told me username and password did not match their records or similar. Password had not changed. I noticed that the password limit they advised was 16 characters. I counted out my password and it was 17 characters! So, I lopped off the last character and logged in successfully.
Odd but I suppose most folks don’t have 16+ char passwords.
Hope this helps the next confused PF user 
I would’ve assumed that anyone with a 16+ character password would be proud of that and already know exactly how many characters it contained. 
And you’ve successfully used it previously? In my limited experience, most institutions trim the password to the length that is their max. I haven’t gone over the max in 5 or 6 years, so maybe algorithms have changed.
@glitch99 Nah, not proud of it… I think it was auto-generated by my browser long ago.
@Honkinggoose I think so, yes. I had used that previously and definitely before they added MFA/2FA to the login process. It seemed odd to me that some programmer somewhere hadn’t considered this or evaluated password length in their database. Since they’re a larger credit union, maybe some of their stuff is off the shelf tech and not developed for them directly. Interesting exercise and made me realize I would never want to be a software tester! ha
Hanscom FCU is getting rid of Kasasa accounts. The “upgraded” offering looks terrible. Not a big deal but their Kasasa rate was pretty good and had been around for a number of years.
FYI: I think it was definitely the password length at issue here. I checked spouse’s account recently. Similar experience - had been a while etc, did 2fa. No issue but her password was not beyond the specified length.
Am I correct in understanding that one does not need to file a Federal tax return by the deadline if one is expecting a refund? Thanks for any confirmations…!
You can delay filing with an extension to file. The easiest way to do this is to make one dollar payment with extension to file at one of the online tax payment websites like pay1040.com. It will charge you a $2.50 fee but you can recover the one dollar with your refund 
. This will automatically file a 4868 with the IRS and an extension to file in most states.
Edit. For safety check to make sure that you get an extension to file with your state.
“If you owe tax, you usually will incur a penalty or interest. However, you won’t pay a failure to pay penalty and won’t accrue interest if you’re:
Receiving a refund”
H&R Block.
After reading the details, that seems to be true, but filing an extension is easy enough and cheap enough that I would not risk messing with the IRS. Besides, why would you give them an interest free loan of your money?