Agree totally.
If you accept what “is”, then it is all it will ever be.
–and, now, with that little gem, I’m adding philosopher to my creds…
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I believe you’ve also established a library for ant sized kids who cant read good.
Ph.D. in EE, worked for 40 yrs at a DoD think tank company. Plan to retire at FRA this year.
Owned two luxury houses due to early/smart investment.
Accumulated a good-size retirement portfolio due to handsome offering from company as well as prudent investing.
Enjoy light MS for profit but mainly fun.
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For my part, I’ve no credentials at all, just an interest in the topic that started with an inheritance that I wanted to preserve, grow, and pass on in turn to my family. Not to mention the usual materialistic instincts, LOL.
I don’t remember exactly how I stumbled into FWF; it was serendipitous. Questions I had, questions I didn’t know I had were answered. After learning much from FWF and applying the knowledge to my own life, I eventually was able to start giving back, mostly in terms of information sharing, financial deals and my own experiences in pursuing them.
I try therefore not to really give advice — do this, do that — but rather suggesting resources, making observations, and giving facts. I admit, though, advice sometimes slips through on occasion. 
As another poster said, I believe in: “trust, but verify.”
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