fidelity just worked for me.
Yup. Worked for my second Fidelity card. Will try my first card again next month.
but my US Bank Visa doesnât work. It was blocked by âVisa Verifyâ I believe.
I havenât tried yet, but canât you use more than one source for reloading an Amazon gift card, i.e. $2.27 from the Novant (weâre extraordinary_idiots) class action + 2.73 (BoA, Chase CC, etc.)?
ETA: from all of the responses received since your first post, I presume you canât use multiple sources of funding.
But you should be able to use multiple payment sources/split tenders to buy a Amazon gift card at the grocery store (or wherever), although thatâs quite the pain in the ass way to unload these cards.
I figured out their phone number: Visa Secure at 866-253-1752. They can reset the block.
This is a new one, at least to me.
My Discover statement cycles on the 5th, which was a Sunday this month. I forgot, and scheduled my payment too late to beat the weekend. So my statement posted on the 5th with a balance, my payment posted on Monday the 6th leaving a $1.99 balance, and a $1.99 small balance credit also posted on the 6th to zero out the account even though the statement had already closed the previous day.
Youâre missing $0.01 every month.
I think the point is that he was supposed to miss a lot more than a penny this month, but Discover covered it anyway.
I understood that point. Thatâs a strange behavior which you cannot count on every month.
I just learned a trick that might be appreciated by anyone following this thread: when making income tax payments, end your payment amount on $x.50. This will round up to the next dollar on the tax return and could save you a few bucks a year if you make multiple estimated payments.
IRS actually tracks the payments at the cent-level. I had a refund a few years ago and wondered why it was a bit less and not whole dollars.
Oh noes. Youâre saying a random reddit poster led me astray?
Youâre also alleging they double-check the returns before issuing refunds⌠I have doubts.
Itâs not about checking the returns. What you have paid - your total tax = refund. IRS uses their number for âwhat you have paidâ, not what you put in the tax software (which may be rounded up, or completely wrong).
Iâm pretty sure you have the option of rounding all your 1090 numbers to the nearest $1. That applies to reporting your estimated payments, etc, so I do think paying $100.50 will get you $101 credit towards your tax liability. Whether you can cut your tax bill in half by making thousands of estimated payments $0.50 at a time is left as an exercise for the overly ambitious individual.
PS donât do that - itâs super annoying to have multiple tax payments and each time thereâs a chance the IRS loses track of one of them and itâs annoying to make sure they are all properly credited to your tax account.
Years ago I had a return held up because my calculated refund didnât reconcile with the IRS calculation. Because my calculation was rounded. I had to call, and the rep quickly saw the issue and cleared the hold.
If I remember correctly it wasnât just simple rounding. I had like withholding that was rounded up and estimated payments that were rounded up on my return, where those actual numbers added together then rounded off was a dollar less than what the two rounded numbers totaled.
You can definitely report in whole dollars, but that does not mean youâll get credited that way. My refund example has already proven that. I was paying with $500 prepaid cards - the $2.xx fees, and TurboTax rounded the payments. After that experience, I make sure the total of quarterly payments end up with whole dollars, so TurboTax has no chance of rounding those payments.
April 7, 2025, I received a letter from the IRS.
We increased your refund! First of all I never expected any refund 2024.
Summary: Tax you owed. Tax withheld. Estimated tax payments. Other payments and credits.
Refund due. $46.00
They said I miscalculated my estimated tax penalty.
I have a fabulous tax man. Used him for 20 years. First time to get such a letter. But Iâm wondering when or where I will receive this $46.00.
That check should be sent through the mail.
I was doing the tax for a relative, and the estimated tax penalty was $3. I just told TurboTax to skip it. I donât think IRS will bill it for $3.
Did you have a tax penalty for insufficient 1040ES payments in 2024?