fidelity just worked for me.
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Yup. Worked for my second Fidelity card. Will try my first card again next month.
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but my US Bank Visa doesnât work. It was blocked by âVisa Verifyâ I believe.
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I havenât tried yet, but canât you use more than one source for reloading an Amazon gift card, i.e. $2.27 from the Novant (weâre extraordinary_idiots) class action + 2.73 (BoA, Chase CC, etc.)?
ETA: from all of the responses received since your first post, I presume you canât use multiple sources of funding. 
But you should be able to use multiple payment sources/split tenders to buy a Amazon gift card at the grocery store (or wherever), although thatâs quite the pain in the ass way to unload these cards.
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I figured out their phone number: Visa Secure at 866-253-1752. They can reset the block.
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This is a new one, at least to me.
My Discover statement cycles on the 5th, which was a Sunday this month. I forgot, and scheduled my payment too late to beat the weekend. So my statement posted on the 5th with a balance, my payment posted on Monday the 6th leaving a $1.99 balance, and a $1.99 small balance credit also posted on the 6th to zero out the account even though the statement had already closed the previous day.
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Youâre missing $0.01 every month. 
I think the point is that he was supposed to miss a lot more than a penny this month, but Discover covered it anyway.
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I understood that point. Thatâs a strange behavior which you cannot count on every month.
I just learned a trick that might be appreciated by anyone following this thread: when making income tax payments, end your payment amount on $x.50. This will round up to the next dollar on the tax return and could save you a few bucks a year if you make multiple estimated payments.
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IRS actually tracks the payments at the cent-level. I had a refund a few years ago and wondered why it was a bit less and not whole dollars.
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Oh noes. Youâre saying a random reddit poster led me astray?
Youâre also alleging they double-check the returns before issuing refunds⌠I have doubts.
Itâs not about checking the returns. What you have paid - your total tax = refund. IRS uses their number for âwhat you have paidâ, not what you put in the tax software (which may be rounded up, or completely wrong).
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Iâm pretty sure you have the option of rounding all your 1090 numbers to the nearest $1. That applies to reporting your estimated payments, etc, so I do think paying $100.50 will get you $101 credit towards your tax liability. Whether you can cut your tax bill in half by making thousands of estimated payments $0.50 at a time is left as an exercise for the overly ambitious individual.
PS donât do that - itâs super annoying to have multiple tax payments and each time thereâs a chance the IRS loses track of one of them and itâs annoying to make sure they are all properly credited to your tax account.
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Years ago I had a return held up because my calculated refund didnât reconcile with the IRS calculation. Because my calculation was rounded. I had to call, and the rep quickly saw the issue and cleared the hold.
If I remember correctly it wasnât just simple rounding. I had like withholding that was rounded up and estimated payments that were rounded up on my return, where those actual numbers added together then rounded off was a dollar less than what the two rounded numbers totaled.
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You can definitely report in whole dollars, but that does not mean youâll get credited that way. My refund example has already proven that. I was paying with $500 prepaid cards - the $2.xx fees, and TurboTax rounded the payments. After that experience, I make sure the total of quarterly payments end up with whole dollars, so TurboTax has no chance of rounding those payments.
April 7, 2025, I received a letter from the IRS.
We increased your refund! First of all I never expected any refund 2024.
Summary: Tax you owed. Tax withheld. Estimated tax payments. Other payments and credits.
Refund due. $46.00
They said I miscalculated my estimated tax penalty.
I have a fabulous tax man. Used him for 20 years. First time to get such a letter. But Iâm wondering when or where I will receive this $46.00.
That check should be sent through the mail.
I was doing the tax for a relative, and the estimated tax penalty was $3. I just told TurboTax to skip it. I donât think IRS will bill it for $3.
Did you have a tax penalty for insufficient 1040ES payments in 2024?