Has anybody had experience using Alliant Credit cards, notably the Platinum visa Signature with Plastiq to pay mortgages or other bills. For a 2.5% fee they pay certain items via check charging your credit card.
Recently they were forced to stop using most Visa’s for Mortgages without them being cash advances. They do decline to process if it will be treated as a cash advances. With my BOA Travel Rewards card they went through the process and then gave a warning that it could not be used for the payment (to a law firm) intended. The notice implied that it affected most bank Visas, but seemed to exclude credit union visas.
I tried my current Visa Platinum points and Plastiq seemed to accept it. I decided to upgrade to the Platinum Points Visa for the 3% for a year with the intention of using it here for my mortgage and other eligible expenses, plus all other living expenses I cannot get better cash back on (college tuition, taxes, etc.)