FYI on NASA FCU thread (limited info):
Ken posted this CD on Sep 3rd; see https://www.depositaccounts.com/banks/nasa-federal-credit-union/offers/
Not as good a deal as the NASA one I posted 9/3, but a consideration: AgFed Credit Union added a 16mo CD at 3.16% APY; $1,6K minimum deposit (new money). Should be a limited-time deal.
Ally 11-month no penalty CD went up to 2.10%.
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Seeing as how Iām the OP here Iām gonna comment on the current state of CD interest rates in general. This thread is not limited to posting of deals, though such postings are most welcome. But discussion alone is also in order here, whether regarding individual deals or CD rates/features in general.
This is prompted by a āthree for threeā CD Ken is featuring. What the hen is going on!! We all had access to three for three back at the time of Freedom, MANY moons ago! Three for three CD deals are not great offerings. I was hoping for MUCH higher long term rates by now. Itās not happening, aside of course from Sharonview . . . today long ago gone.
The Fed will most likely raise short rates tomorrow. They are pushing on a string. And the stock market is supportive, too, right now. Itās doing OK.
So where are our 4% and 5% CD deals? I dunno, but Iām surely not seeing any out there!
Itās October first. Stuff is changing.
Word on the street this morning is that NASA FCU did not (contrary to their earlier assertions) maintain the high rate on their (was it a fifteen month?) CD. The rate has fallen to 2.75% effective today. It was 3.25% prior, as best Iām able to recall.
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I know that many of us had the Northwest FCU 3% CD that starts maturing today. I doā¦ Now Iām seriously looking for a great CD deal to place this money. For now Iām stashing those funds in Alliant CU savings 1.90%. I realize that PurePoint savings is a better rate 2.15%. I would be tied down to leaving that money in PurePoint for a specific time before I could take it out. So Iām waiting! 
This is a true statement. However, that āspecific timeā is, specifically, four business days.
I will be following a different course with regard to my NWFCU CD dough. I just earlier today completed linking my PurePoint account and my NWFCU savings account. I also have ordered NWFCU to transfer all CD proceeds to my NWFCU savings . . . upon maturity of the CD of course.
There will be no loss of interest, not even for one day. On the day of my NWFCU CD maturity, the moment the money hits my NWFCU savings, I will order a withdrawal at PurePoint . . . whereupon PurePoint will commence paying me interest even though they do not yet have the money. I love that part. 
In the event a great deal opens up during my four day waiting period, I will use funds from elsewhere to fund any such new account. But the way things have been going now for a long time, that is not an outcome I consider especially likely. 
shinobi, your response sounds better than mine with NWFCU money. Only problem is I already made the transfer early this morning. I just rushed over to Alliant CU to make the change & itās to late, the transfer is completed. So, tomorrow I can have PurePoint make the transfer from Alliant. I thought the hold on funds at PP was more than 4 days. So if I get the transfer completed tomorrow, & PP has a hold of 4 days, will the money be available for use on Friday? Probably not, & availability would be Mondayā¦;(
Anyway, whatās the holdup on new, good, great CDās? When I look back at the cd rate on Northwest 3%, & that was 3yrs ago, it was fantastic for the times.
No gremin007, I did not get the Keesler CD. But I did finally get the Freedom 30Mo 3.56% CD. Iām hoping that we all might see a 4% CD that is short term. When I say short term Iām thinking no longer that 2yr.
Sorry, not Monday. You have overlooked the fact Monday is a bank holiday. Also:
It is not four days. It is, instead, four business days.
Were I in your precise situation I would wait until Friday to instruct PurePoint to withdraw the money from your Alliant account . . . assuming those two accounts are linked, of course. That way you will earn four days of double interest (Friday, Saturday, Sunday, and Monday) which is not a shabby outcome at all in my view.
For PurePoint customers, any three day (bank) holiday weekend is a distinct money-making opportunity.
I ask you: is PurePoint great or WHAT!!
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Yes agree, PurePoint is a good savings spot.
Now, what about the new post, Premier America 16Mo 3% CD? I have some money now & donāt know what to do with it.
Money One FCU is offering a āthree for threeā deal. The CD is also a step-up CD, within certain limitations.
Iām already a Money One member, but if I recall correctly anyone can join. Since I joined years ago I do not recall the details.
One āstep upā per 12 months. Essentially, this is a series of 3 1-year CDs, with a 3% rate the first year.
The only question is, how competitive are their regular CD offerings? Just because top rates are 4% in 12 months doesnt mean thatās where youāll be able to āstep upā to when exercising that option - their current standard 3-year CD is only earning 1.34% right now, which will require their standard rates to more than double before there will even be something to step up to from 3%.
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For anyone who might be interested, Navy Federal Credit Union is offering a 24-month CD at 3.00% APY (Share Certificate/IRA/ESA) with minimum of $10,000 new money.
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I went ahead & opened the Premier America 16-Month CD, 3%. Actually I really just opened the Savings acct now & plan to ach funds into the savings. My Northwest CD matured earlier & it is in the EBSB Direct Savings drawing 2.5%, so Iām not in a rush to go for 3% CD. The thing I like most is the 16 month time frame.
So now I have another decision.
Do I want to go for the 21-mo 3.2% CD with Ag Fed CU or take the 16-mo 3% with Premier America CU??
When I stop & think of the difference. Just 5 months & 20 cents on the $ will cause me to say Ag Fed is going to win out. So I have funds sitting at PurePoint that will be eligible to transfer Monday 10/15. So I have a couple days to decide.
It looks like I may have to join AgFed, as they have had a few really good offers recently. Iām not getting in on this one as Iām lucky to live in one of the 8 counties that Kohler Credit Union serves. They currently have a slightly better offer (3.25% for 18 months, as well as 2.75% for 9 months), but they are technologically in the dark ages (I had to write a check to fund the CD).
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My funds at PurePoint are all available today 10/15. Since Ag Fed 21-mo 3.2% is the best thing going right now, I decided to make the jump. Gotta take the chance that 4% is not going to pop up soon.
I have been a long term Ag Fed follower & havenāt been let down in the past. I still have a no-penalty 2.5% CD with AgFed that is still working.