OK, Argyll. Got it. Thanks.
Now regarding posting, here is what I can tell you:
I had a CD mature yesterday. Early in the day (yesterday) I told PurePoint to pull the funds out of NFCU. I am absolutely confident they did so and that their ACH debit hit NFCU this morning. Yet my NFCU checking has yet to reflect the debit. I just checked again. When will it show up? Based on experience, I will not be able to see that ACH debit, today’s debit, until tomorrow. That is simply unacceptable.
As for CDs, pretty much everyone is disappointed with the latest NFCU CD offerings. As this is generally conceded on a widespread basis, I will not discuss further. I do agree NFCU past CD offerings were very good. But they have not done a lot for us savers lately.