I am just wondering if i need to stack 2 years of property taxes into one calendar year. But my property tax is 11k. Max tax deduction is 10k. There is no point in trying to pay 2 years of property taxes in one calendar year.
Thanks
You should have stacked it last year. And you should again in 2026, unless the SALT limit is made permanent.
Hi,
My mortgage lender pays every year property taxes in Dec. There was no 2018 property tax statement to stack it in last year. As we are paying more than 10k property tax this year, there is no need to stacking with max 10k limit right?
When I say âyou should have stacked it last yearâ I mean you should have paid 2016 and 2017 property tax bill in 2017 calendar year (2016 bill in January 2017 and 2017 bill in December 2017).
Correct.
My wife keeps getting an offer from Citi to open another card. The odd thing is that it is a card she already has. Does anyone know if Citi allows you to have 2 of the same card? I would assume notâŚ
It is attractive due to 21 month BT period.
Thanks for any input.
About 15 years ago I had opened two Dividend cards about a year apart. Usually people end up with more than one card by product conversion / discontinuation, thatâs definitely allowed.
My threshold for new cards is a $500+ profit, which has long been in the form of a signup bonus. BTs will make sense again if/when the spread between BT fee and short term deposit rates is high enough. Itâs not as easy to reallocate lines on Citi cards as it used to be, so you might not get as much BT as you think.
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I am quite sure that Citi allows multiple of the same card to the same person.
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Thanks for the replies guys!
Citi certainly will allow (and most all banks do) two of the same card. The main issue is getting signup bonuses (usually a wait period when you can qualify again - and when you have last opened or closed the same card or received the reward - depending on issuer rules) or if there is a maximum allowed number of cards with the issuer (amex/barclay). I donât think BT signup bonuses have ever had these restrictions.
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I got a weird email from Credit Karma âAccording to your TransUnion credit report, someone added you as an authorized user for their BK OF AMER credit card.â
There is a link to see the details of this new account âConfirm the Detailsâ in the email.
But when I click on the link it takes me to my TU credit report and I donât see any new accounts.
Can someone tell me what may be going on here and further course of action?
Thanks
Donât know but you probably shouldnât click on any links in a âweird emailâ. Instead, open your browser and go directly to Credit Karmaâs website.
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I actually received the same email a couple days ago. Went to creditkarma website and didnât see any new accounts or unexpected activity. Just deleted the email. Usually I would expect a notification within CK if a new account was added but there were none. Not entirely sure if being added as an authorized user would be indicated in the ânew accountâ section. I just dismissed it. Seeing as you have also received the unexpected notification as well, this seems a little more âphishyâ.
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Citi does indeed allow the same person to have the same card. Posting in case someone has the same question down the line.
This isnât exactly a finance question but it is most problematic for me on finance sites (banks, personal capital, etc).
Does anyone know if there is a way to stop Firefox updates causing sites to think youâre on a new computer? It is really annoying when FF releases frequent updates.
Thanks for any advice!
Itâs so rare for me to see the ânew computerâ issue that I never narrowed down the cause to browser updates . Usually it is caused by deletion or expiration of cookies. I now use the Cookiebro extension for cookie management (used CookieCuller before v57). I also think getting a new IP address from your ISP could trigger this, and thereâs nothing you can do in that case.
One obvious solution is to disable automatic updates and just do periodic updates manually. The risk of catching something from a known vulnerability is fairly low if you donât visit risky websites or have other protections in place. Another is to use the ESR version, that way you get all the patches without a major update (assuming that patches do not trigger the ânew computerâ issue). You can also install two instances of Firefox (and create separate user profiles for each) and disable updates in one just for use with the problematic sites. Assuming youâre on Windows, I think the easiest ways to install two instances is to install one 64-bit and one 32-bit, or one regular and one from portableapps (Readme) or a FF spinoff like Pale Moon.
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Thanks @scripta! I hadnât considered it a possible issue with cookies. Is the idea that the cookie for say Alliant CU is expiring every 30 days or some interval, and that just happens to coincide with a FF update? Leading me to a faulty conclusion of FF updates being the problem⌠I donât normally mess with my cookies but I will check out Cookie Bro.
My IP has remained the same for several years so I donât think that is the issue but that is a good idea for others to check.
If you donât delete your cookies, you donât need Cookiebro. I like to automatically delete cookies on exit, but thereâs no built-in white list, so Cookiebro allows me to select which cookies to keep and deletes all others. It also has a cookie editor which will let you change the expiration dates, but Iâve never tried it. All the Alliant cookies I have saved expire more than 8 months from now. However, I too recently saw the ânew computerâ message from Alliant, but itâs definitely not a monthly thihg. Itâs possible that theyâre keeping track of the browser version or they changed their website / renamed the cookies / invalidated all existing cookies.
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Itâs tax time⌠I have been using TaxAct for years but I am disenchanted with their pricing. It went up significantly last year (I believe) for state and fed. It looks like the pricing is about the same this year. I saw someone recommend FreeTaxUSA on another board. It is much cheaper and seems to be a good product. Anyone used it or have any feedback?
How complex are your returns? If just W-2 income, maybe some taxable interest and dividends, no credits, I doubt youâd see much difference among the different programs.
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Not too complex but I have some of the FWF / FD gimmicks going on 
I hate to keep forking over so much to TaxActâŚ