No one knows Fidelity’s algorithm. The thread I linked has hundreds of entries with speculation. For what it’s worth, I received the offer and I do not participate in their wealth management services.
Just a data point… Tonight Fido finally let me know that I can get TurboTax Premier for free. A little late for me as I went ahead and purchased it couple of weeks ago.
PS. I’m not a Wealth Management client, and made less than 10 stock trades in 2022. I did purchase lots of T-bills though.
In December of last year you had to select the beta version of the Fidelity website to see the offer. Perhaps you have changed that recently or maybe they use the beta version for all access now?
I’ve been switching between Beta ↔ no Beta every day since middle of December, to no avail. My guess is that Fido got a new batch of offers and extended it to their second tier kind of client. That was when my offer finally arrived. Sadly, late by couple weeks.
BTW, I went back into my download history and looked at my records. A year ago I received the offer in mid December; made lots of stock trades in 2021. Two years ago I received it in January. There might some criteria/score that combines accounts value, number of stock trades, number of other trades.
The fidelity algorithm is a source of great fascination. It’s almost like a secret club with exclusive membership. LOL
It’s not like it’s a lot of money. I posted a link here to H&R Block for $22. I bought it for a relative and help her with it. It does everything that Ttax does and I would happily use it if I didn’t get the offer from Fidelity.
I promise I’m not a shill as I say this every year… but I use FreeTaxUSA and it’s always been able to support my return at no cost.
Despite having sizable assets with Fidelity, I did not qualify for the TurboTax offer. To be honest, I think I’d stick with FreeTaxUSA anyway to avoid Intuit.