Hello barrytuneup
There is a thread I started a few years ago which goes into excruciating detail about what I’m up to:
It’s been a couple of months since I have posted over there since there is not much new to report. And with over 650 posts on that thread it’s a little much to expect anyone to read through all the blah blah blah.
Alliant has not given me any flack on my Visa Signature account spending. Documented in the aforementioned thread is my loss, in the past, of TWO credit cards not named Alliant. I lost those cards because of stupid spending patterns. I didn’t know any better . . . at the time. I have tried to be more careful at Alliant by interspersing non-hustle spending in among my CD purchases. I also have a stable of four counterparty institutions where I purchase my CDs. So you do not see me, in the Alliant Visa spending record, going constantly to the same counterparty with large purchases.
I have no knowledge whatsoever of VGCs. Never have used them. It’s because I prefer, given the pandemic, a hustle which does not require my presence in a store. My entire hustle activity, and almost all my Alliant spend, is accomplished at home. Why almost?
Well, when I must go out to purchase food or gasoline, I carry at least five credit cards, including my Alliant Visa Signature. And the spend is spread among those cards. It’s a small nuisance which becomes less so as experience is accumulated. But self-checkouts at the supermarkets, and gasoline pumps which accept credit cards, are my allies both for purposes of my hustle and also when the pandemic is taken into consideration. 