Work is offering home and auto insurance through a big company that has fairly ok reviews (I briefly googled them). I could save money b/c it offers: a group discount, 10% new customer discount, “extra savings” for being with the company for a long time, and a multi-policy discount… As far as HR can tell, this wouldn’t be coming out of my paycheck and according to the brochure, I can take this insurance w/ me if I leave this job.
Are there any pro’s or cons to getting my home/auto insurance through work? I haven’t had to claim anything on my home or auto insurance so I don’t know how easy or difficult they are to deal with. We basically called up AIS and asked for something cheap and almost bare-minimum.
Seeing as we now have a home, I may want to up that insurance and get more than basic coverage. What questions should I ask this insurance company if I were to switch over? Is there anything in particular I should get insured?