Best Nationally Available High APY Liquid Accounts

[scripta]

@scripta

Posting here FYI, since I don’t see a separate thread for SoFi banking accounts.

I started a new thread on SoFi checking&savings since I had a few other thoughts to share and we might as well get a dedicated thread:

SoFi Checking & Savings accounts (formerly SoFi Money)

I don’t see a separate thread for SoFi, so I’m starting one. They have a nice opening bonus and the highest APY right now (1.25% with direct deposit of any amount, 0.70% without), so I rushed to open the account. Below are some facts about SoFi banking features I wish I’d known in advance. I would have still opened the accounts, but I’d be better prepared and less disappointed. moved to the wiki post below.