I wouldnt necessarily trust that. It’s been known to show the last statement’s rate, not the current rate.
Mine still showed 1.74% yesterday but today shows 1.49% 
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Right on!!
As zzz posted, today my Northern MM also shows 1.49%. Phooy!! 
With Northern MM rate down to 1.49% & Alliant CU savings down to 1.20%, I’ve got to do some moving.
Just checked & Patriot MM still showing 2.26%. So that’s for me even though it may drop soon.
Yes, Patriot MM is the highest rate if a person opened back when we did. Nothing touches that rate coupled with the rate guarantee which should last another 2-3 months. The best liquid accounts at the moment(none with a rate guarantee other than Patriot) are:
Patriot Money Market 1.75%(new accounts opened now have the 1.75% rate guaranteed through 6/30/20; $100 minimum to open with no ongoing minimum balance requirement)
https://bankpatriot.com/mm/money-market.html
First Foundation Savings 1.75%(no minimum balance to earn the 1.75% rate for accounts opened after 5/1/20; previously minimum balance to earn the 1.75% rate was 1k)
CFG Bank Money Market 1.75%(need to commit 25k+ to get this rate)
Comenity Direct Savings 1.70%($100 minimum to open with no ongoing minimum balance requirement to earn the 1.70% rate)
HSBC Direct Savings 1.70%($1 minimum to open with no ongoing minimum balance requirement to earn the 1.70% rate)
UFB Direct Savings 1.70%(no minimum to open but must maintain 10k+ minimum balance to earn the 1.70% rate)
https://www.ufbdirect.com/Savings/High-Yield-Savings
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I placed a large chunk of $$'s in Northern Bank when the rate was 1.75%. Wanted someplace to hold funds waiting for times to get better. 
Now with this drop I’m moving those funds over to Patriot Bank tomorrow 5/4. I want liquid money available for future days. I may have to move funds again in a couple months.
Times a changing!!
By the time the Patriot rate expires, I will be surprised if there are any accounts left paying above 1.5%. I am, for the first time ever, really considering a rewards checking account for money I want to keep liquid. I don’t know how long those rates will hold but 3.30% on 25k would be helpful right about now.
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It’s not as easy as it looks. You must do many+ debit items per cycle. Rate sounds good but not for me.
Yes, I agree. The one I’m looking at pays 3.3% on 20k. It requires one Direct Deposit which is accomplished through an ACH transfer as low as $1. It also requires 15 debit card transactions. I’ve been reading forum posts that go back years where people have been doing 15 $1 Amazon gift card reloads each month to meet the requirement. 20k at 1.5%(if rates are still that high in a few months) is $300 a year versus 20k at 3.3% is $660. Is $360 a year worth it for ACH’ing $1 and doing 15 Amazon $1 gift card reloads a month? I’m personally not sure as it is a pain but I am seriously considering it. Of course we may see liquid rates drop well below 1.5% to 1% even and these reward accounts may also decline. No guarantees; would much prefer rate guarantees. I did open the TIAA Money Market which does have a 1 year rate guarantee so I have a floor at 1.4% for liquid money for a year at least.
I make 1.01 incrementing by .01 debit payments to Comcast to easily meet these monthly debit requirements. Only takes a couple minutes a month. You can try with other utilites too. Works for reward checking accounts but also for those checking signup bonuses and to keep accounts fee free for those that require them.
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Rewards checking rates tend to be much more stable - they dont make those annoying, incremental 0.10% moves each month, it’s rare to see even a .25% change. And they generally do keep meaningfully (.25%+) above top savings rates, unless the specific bank just gives up on the concept.
I wouldnt expect your 3.3% option to hold for much longer, but I’d also be very surprised if it drops below 2%. With top savings rates now breaching 1.5%, it’d still be worthwhile.
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These days, rate chasing is like trying to catch a falling knife.
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Today’s drops:
Simple Savings: was 1.55%, now 1.40%
HSBC Direct Savings was 1.70%, now 1.60%
Popular Direct Ultimate Savings was 1.70%, now 1.65%
Synchrony Bank HYS was 1.50%, now 1.30%
SmartyPig was 1.40%, now 1.30%
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Anyone with a Marcus (Goldman Sachs) account and an AARP membership can increase their saving account rate by .10% (currently making it 1.65%). Here is the link
Found this posted on DOC today. Pretty easy to do, just enter your AARP membership number.
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Marcus and Barclays just dropped savings rates to 1.30%. I’m done chasing rates for a while. Time to just wait this mess out.
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The TIAA Money Market account locked at 1.40% for 1 year is probably best if you don’t want to chase rates.
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TIAA Bank.
Today’s drops:
CFG Bank Money Market was 1.73% now 1.62%
Marcus Online Savings was 1.55% now 1.30%
Brio High Yield Savings was 1.55% now 1.40%
Barclays Online Savings was 1.50% now 1.30%
PenFed Online Savings was 1.40% now 1.25%
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Ally Online Savings dropping from 1.50% APY to 1.25% APY effective 5/12/20
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But they’re still a million times higher than your big bank savings account rate of .1%. So GG. 