I do not keep big money at Keesler even though I am a very active member. So I needed to look this up:
Keesler is rated “A” by Weiss Research, “A+” by Ken, and commands a five star rating at Bauer, their highest. Guys, it “don’t get much better” than that when it comes to safety of financial institutions. The rating from Weiss is especially telling.
I’ll use my own situation as an example:
I have eleven financial institutions on my Weiss Research watchlist. Aside from Keesler, only one other financial institution has the Weiss “A” rating. It is extremely difficult to get a high rating at Weiss. The other occupants of my watchlist, by the way, score high grades from Ken and at Bauer. But Weiss is a very tough, no nonsense, no BS, grader!
As I recently posted up thread, the Q2 2021 ratings for credit unions remain unpublished. I expect them to be out shortly. My comments here are based on ratings attributable to Q1 2021 data.
Bottom line, though, Keesler is one of the safest, most trustworthy, credit unions in the USA.
The above would go double where a Keesler HIMMA Plus account, being used as a CD substitute, is concerned. This is because you can withdraw your money from a HIMMA Plus instantly, with no penalty whatsoever, and with no concern your withdrawal request will be refused. Some CD early withdrawals are at the discretion of the financial institution, a right of refusal seldom invoked but which would be more likely to arise in the presence of exigent circumstances . . . an impending collapse, for example.