CD Discussion Thread

For anyone interested, Parsons Federal Credit Union has a 13mo CD at 4.00% APY with a $10K min deposit (new money). Easy membership requirement w/ACC membership.

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Bask just showed up with some CDs:

6 months - 3.30%
12 months - 3.60%
18 months - 3.60%
24 months - 3.60%

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Bask just raised their liquid rates to 3.05 percentā€¦ Iā€™m surprised their CD rates are so low compared to treasuries.

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Yes, Iā€™m noticing some pretty good CD offerings.

But rather than opening another new Bank or Credit Union, Iā€™m going to wait until some old one I have has a good deal.

Hopefully :pray: my wait will not be futile. :)). Worked with Allyā€™s bonus offer.

Havenā€™t heard anything from shinobi for a long time.

Missing his postsā€¦

Hope my criticism of him for his Sharonview post didnā€™t drive him away.

In case you havenā€™t noticed, he changed his avatar to say ā€œbye byeā€ and hasnā€™t logged in since 9/21.

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USALLIANCE Financial is offering a 24-month Certificate Special at 4.25% APY w/$500 minimum deposit. Easy membership requirement.

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Thanks turtlebugā€¦ Iā€™m going check on this offer.

I happen to have an account at USALLIANCE. To bad this 4.25% CD is only for 24 months.

Onward & :arrow_up: Upward.

Iā€™m with you with Ally wait. Which type acct. did you go with?

Brokerages have a Capital One 5-year CD yielding 4.8% at the moment.

And a Citibank CD with ~6.5 years remaining (matures 2-2029) yielding 4.7%.

Both are non-callable. But availability/yield can change hour to hour, let alone day to day.

5-year Treasuries are just under 4.4%. 2-year Treasuries are yielding over 4.5%.

Signature Federal Credit Union is offering a Premium 36-month Certificate at 4.50% APY w/$500 minimum deposit. Easy membership requirement.

-and-

Justice Federal Credit Union is offering a 12-Month Special Certificate at 4.25% APY ($100k min) or 4.15% APY ($500 min), new money required, easy membership requirement.

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US Senate Federal Credit Union has a 20-month Share Certificate Special at 4.60% APY, $1k minimum deposit (new money). Easy membership requirement.

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Securityplus Federal Credit Union has a 23-month Promotion Certificate at 4.85% APY with a $10k minimum deposit. Easy membership requirement.

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Easy membership requirement=Become a Republican US Senator nominee :wink:

In case anyone is interested, Allyā€™s No Penalty CD is now paying 2.75% APY.

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Hmmm. Iā€™m wondering if transferring money from savings to CD would mess up the 1% bonus.

Likely soā€¦

Just bought some brokered Discover 5-yr CDs at 4.9% (non-callable). This is to catch my maturing PSECU CD funds.

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Ally 11mo No-Penalty CD now at 3.10%

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