Chase Southwest Credit Cards - 75k Point offers available / 90k total with 5k spend

Chase Southwest Credit Cards - 75k Point offers available / 90k total with 5k spend
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" Earn 40,000 points after you spend $1,000 on purchases in the first 3 months from account opening.Plus, earn an additional 35,000 points after you spend $5,000 on purchases in the first 6 months from account opening."

This product is available to you if you do not have a current Southwest Rapid Rewards® Credit Card and have not received a new Cardmember bonus for this card in the past 24 months. This does not apply to Business Card and Employee Credit Card products."

Stacks with 10k referral point offer through refer-a-friend.

After spending the required $5k in 6 months, will receive a total of at least 75k+5k = 80k points, and the person who referred you will have also received 10k points. For a total of 90k SW RR points for $5k spend!

The Priority card has the lowest effective annual fee.
$149 Annual fee
7500 anniversary points (currently ~$110 value)
$75 annual Southwest credit
4 upgraded boardings per year (at the airport, A1-A15 if available)

Effective annual fee: $149-$110-75 = - $36
Or if you figure SW credit hassle at ~90% value, it still has a net negative fee of $17, plus you get the 4 upgraded boardings.

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Unfortunately I’m nowhere near under 5/24 or I’d be all over a lot of Chase branded cards, SW Cards and their companion pass at the top of my list. Ahh, the good old days prior to 5/24…

Thanks. I might actually qualify under 5/24 pretty soon.

What is the best way to take advantage of the 10K referral? I am normally not a travel card reward lover however 75k is enticing.