I figure the answer has been posted somewhere but my google-fu is lacking today.
Chase got gas-station as their quarterly 5% right now so I wonder if buying from the attached gas station of a grocery store would be counted as “gas station”? Does anyone know? Otherwise I’ll buy a bottle of Coke and see what happens and report back.
Yeah, that is the only way to know for certain. Except, for safety, I would make a small gasoline purchase instead of a Coke. Then check the MCC and see how they coded that purchase. Or else, better, charge the small purchase to your Freedom card and see if you get the points you’re hoping for.
Pay at pump is safest obviously, but primarily because Visa/MC made a special MCC called automated gas dispenser - that always counts for the 5% bonus (unless Chase removes certain merchants, which they did not.)
Inside, is hit or miss. For some Kroger, the mini-mart is also gas station (especially when it uses a different POS than the grocery store). In fact, I think all of Kroger fuel is now owned by an outside company and is just a name licensee? Almost all Safeway mini-marts are coded as grocery store.
For many standalone stations (Speedway, 7-11, Racetrac), most insides are coded as gas stations. The ones I would worry most are those that have oil change or travel stop places.