So, today I noticed my credit score decreased by three points across the board. I pull my Equifax/TU credit scores weekly on CK (and an Experian version via Chase), and all three scores dropped by three points.
The only change in my credit reports over the last week is that Barclays reported my most recent statement. The balance of $0 was the same as last month, but this month, since I have a chargeback being processed, they added a note to the account under remarks - “Account information disputed by consumer, meets FCRA requirements”.
There were no other changes to the report during this time - AAoA is the same, balances are all the same. Obviously a 3pt hit is nothing, but I found it interesting nonetheless and figured I’d document it and see if anyone else has seen this.