The ones offering you this deal have all the data and experience to determine that the price you’d pay is a great deal for them, and not for you. You have much less information than they, so I wouldn’t disagree with them.
The only instance where an extended warranty on a car makes sense is if, in an unlikely scenario, the cost of repairing the car would exceed your ability to pay, and you’d be left without transportation needed to earn your income. If that exposure doesn’t apply, skip the extended warranty. It’s not a good gamble.
I drive a sonata. The car is well made and as long as you stick to your oil and filter changes you can pay for a whole lot of repairs for $3200. As you approach 2023 the car’s resale value will be approaching $5,000.
I have a 2015 Sonata with 71,000 miles on it, bought new. Other than recalls, I’ve only had one problem with it at around 55,000 miles. The engine started revving really high, causing the check engine light to come on. They reprogrammed the computer and all was well. This was a free repair to me since it was under warranty.
Overall, these are good vehicles. The price you have been offered seems high.
Just put that money you’re currently willing to spend into a savings account and let it be. You’ll probably have money left over by the time you hit 100,000 miles.