To be honest - and most folks here will already have grasped this about me - I am not your target audience / target member, I’m not a fragile-deal sort of person (in your original sense of that term = the private site) and don’t want to be, I’m not a manufactured-spend sort of person and don’t want to be, I may have a few variations on the derided “$500 softball bat” type of purchase in my past and in my future , and even though I’m not “young” anymore, I do regularly spend a small amount of time in trying to save relatively small amounts such as the “younger person looking to save $10” who was mentioned earlier. I’ve lived a somewhat-different life by choice, with somewhat-different goals and opportunity costs; I’m an E/I NTP, not an E/I STJ like many Finance-with-a-capital-F folks.
Over the years I’ve been on FW-Finance a fair bit, just reading/learning on many threads, and commenting on others, and the type of threads that I found interesting were often the idiosyncratic ones, ones with quite a bit of the human element in them, ones where the person might have needed to talk through what was going on in a fraught situation, or get advice on what career to choose given one’s personality type, or how to handle a mother-in-law-moving-in situation, or what to consider when moving abroad for work, or how to make medical insurance denial-of-claim appeals, or how to avoid medical insurance problems like balance-billing… plus tree capers, 40s escalators, gaussian absurdities, and suchlike.
Many of these were not straightforward Finance-with-a-capital-F, efficient, purely-money-making topics, and I’m sure many of you core “Fragile” folks skipped right past them as irrelevant and time-wasting. Which is understandable.
It might be that the Fragile site, in concentrating on filling the hole made by the loss of the FWF forum, will have a similarly-broad range of topics and a similarly-broad (and sometimes kooky and time-wasting) audience/set of commenters,
but probably it won’t,
because the more “generalist” advice-profferers and -requesters such as I am kind of skipped around a bit amongst the FW subforums, and they might be more comfortable and more helpful and more valuable and feel that they have a better fit on a different website. I am not saying that I have a different site for that in mind, since I don’t do Facebook, I don’t do Reddit, I don’t like the look or the feeling or the atmosphere of SlickDeals, and I haven’t yet checked out the the Phlatwallet site so I don’t know what it is like (though I intend to).
And, I am guessing (though I’ve only been a member here for a moment) that you don’t really want those people here, asking all manner of tangential questions about how to find a parkable car for inner NYC streets that will still fit a wheelchair in it, what to do when the family farm hasn’t been divided up equally amongst all the siblings, how to get a work visa for Switzerland if you don’t have a job yet and you don’t want to marry your partner and you happen to have a passport from Romania. Etc.
And that is fine – you will do best to focus on your key areas, to sort the high-yield wheat from the FWF broad-appeal chaff (given your interests).
You’ll have a smaller membership (especially if non-FWF people can’t even find out that you exist, given the non-intuitive, search-engine-hostile, even-kind-of-deprecating-on-first-glance current start-up name of “Fragile”) but that smaller, leaner group will be motivated, cooperative, knowledgeable, and efficient towards meeting your particular goals.
So that is why, if I would have to divide my time up amongst 2, 3, or 4 places to replicate the way I utilized Fatwallet, I probably would have a different site as my “main” one, and come here only occasionally.
However, I did see a couple of days ago (via a link on FW) that this site had taken such a fantastic lead in making a substantial health insurance page, and that someone had copied over a number of my own (where I was the OP) Fatwallet health-insurance threads. I was glad that the information in them was rescued and posted, because during the last 3 months of my FW membership, some of my health-insurance threads were locked pretty early on (or not allowed to be posted), while other people were given more leeway to carry on with similar topics. I would welcome a place where I could read about what others are learning, feeling, and doing about this topic, since for a proportion of our citizenry, the issue in our country is in such disarray currently with so many unknowns, extra costs, limited providers, massive shifts in insurers, etc. I suppose November 1 is the watershed date when they will announce what is going to be available for 2018 in each county, and marketplace customers will be able to see what the new provider network and pricing structure looks like in their location. For some maybe it’ll be better than is feared, but maybe some people will genuinely need to move to a new state in order to obtain, or to be able to afford, their basic healthcare needs.
I don’t know if the Pflatwallet site will also delve into health insurance issues - I’ll check their site out in the next week or so.
But for any particular topic, I wouldn’t want to have to keep track of similar conversations in 2 places, to write about the same experiences and to provide the same tips twice, to worry about remembering who said what and where, etc.
So at the start, I would recommend you and Pflat divide up the array of typical FW topics in a logical fashion, and not overlap too much for now, in order to help us Fatwallet refugees feel that the ground is again solid under our feet, and that we easily know to which site we should go to get an approximate “Fatwallet experience” regarding the information, advice, and deals on each of the topics we are interested in. That would keep the old “community” as together as it can be, for the near future, even if it has had to cobble together 2, 3, 4+ sites to approximate the old one.
Later on, when you develop your own crowd, your own identity, a recognizable spin on things, then cover any topic that members are interested in, in your own way, whether or not other sites are already covering it in detail.
That’s my introductory take on your possible niche.