It’s back again this year: Fidelity: Free TurboTax Premier For Some - Doctor Of Credit
Who knows what the algorithm is. I have about $1M in non-retirement assets with them across brokerage and CMA… and no offer for me. Happy to stick with FreeTaxUSA again this year.
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I got the offer, but now they charge five dollars for the download version. Intuit has got really intrusive to activate the software, demanding that you provide a lot of personal information. I made up a bunch of BS but it’s still a pain in the ass.
There’s another thread here about buying H&R Block for about $20 around Black Friday. The deal will probably come back. I don’t know how much information they’re asking to register it.
Did you place more than 50 trades this year?
Probably not. My activity in Fidelity is generally:
This is in addition to accounts which are non-taxable like my HSA and 401k. HSA is all in t-bills right now. 401k is in BrokerageLink and exclusively invested in low or fee-free Fidelity funds (total market, international index, etc).
There’s a huge thread about this offer on the bogleheads where people try to figure out the algorithm. The consensus is that no one knows for sure.
I saw the following in my Fidelity account this morning…
It’s really puzzling how they allocate these offers. Last year, I almost did not notice the offer until way into late January.
This year it was available almost a month ago. It showed up initially as 20% discount then a few days later, magically I somehow qualified for Free Turbotax premium ONLINE, or pay $5 for download desktop version (which I selected). Still no offer for DH who has nearly identical balances in his own fidelity accounts. Talk about opaque lottery process.
Still no luck for me.
Same here. I believe they roll out the free TT in batches. Last year I received the offer in mid January. These last two years I’ve had a lot of t-bill purchases.
Credit Karma offered me free “DIY” TurboTax. Seems like one of the easier offers.
Got the free “DIY” TurboTax, Free state+fed file too?
BTW FIdo only gave me 20% off Also, Cash app won’t import my Credit Karma info so that’s out…
“free” version seems good so far…
Even says Find 33% more expenses when you connect your financial accounts** did TT finally figure out mint integration??
What is the “DIY” Turbotax?
That’s the stock % off from almost vendor, including two of my CUs which only have minimal amounts in them.
@Honkinggoose
I was quoting @billatq billatq. I think it’s the free+ version, but it’s letting me do Sch. C and investments .Not sure if it’ll ask to pay up b/f I file
Order Summary
Do It Yourself
$0
Included
I do like it’s letting me import a lot of stuff (intuit’s strength)
A data point… Fidelity’s free TT just showed up yesterday. I made many T-bill purchases in 2024.
Fidelity is playing it close to the vest and has not revealed the offer details. I use the download version and it’s always been a hunt to find a link for it. As you know, last year, they charged five dollars for it. There’s speculation on the Bogleheads thread that they won’t include the download version this year. Oh well, makes it interesting.
so it’s not balance, but trading? link?
I am beginning to think it’s not balance or even investing in their own funds. For me - well over $1M in my taxable accounts with Fidelity, almost all of it in their own funds, and nothing. That said - I have rebuffed calls from their advisors to listen to their sales pitch on active management of my assets.
FreeTaxUSA is great anyway… so no big loss, but it is interesting as I assume whatever value Fidelity places on you is somehow revealed by whether you get this offer.
my MIL acct is in active management, north of 1MM (mainly bond funds 
) . Not sure where to look. I did buy HB just in case with AMZ, but I prefer the TT interface. I also like TT.com storing all the info for multiple years