My wife and I are on 2 separate HDHP plans through our respective jobs. Our daughter is on my wife’s plan as a Self+1 option (which to my understanding, is treated as a family plan under IRS rules). My company contributes $750/year to my HSA, and my wife’s contributes $1000.
The yearly maximum contributions are $6850 for Family, and $3450 for individuals.We will be filing MFJ for the 2018 tax year.
Is my yearly max contribution to an HSA $6850, or $10,300 (6850+3450)?