There’s now a way to unenroll from the Advance Child Tax Credit Payments (linked from the official site here).
The good: can use an existing IRS username or ID[.]me (?) account. If you do not have an account and do not want to use ID(.)me, you can sign up another way by using another IRS application, such as View Your Tax Account or Get An Identity Protection PIN.
The bad: “If your most recently filed tax return was a joint tax return, your spouse will also need to unenroll, if appropriate. Unenrolling is an individual action. If your spouse does not unenroll, they will receive payments for their portion of the advance Child Tax Credit.”
I don’t get it. If we filed a joint return, why is this an individual action? It’s MY frigging checking account you’ll be depositing my spouses’ “portion.” And that’s only if you process my paper return in time and send a DD and not another debit card… Ugh.