It looks like you haven’t used your account ending in 2767 in over 1 year, so it’s scheduled to close on May 7, 2023 , due to inactivity. If you want to keep your account open, just use your card before May 7, 2023 , and it’ll stay active.
I got this Quicksilver card that gives 1.5% cash back a while ago, but stopped using it when I got their 2% card a few years ago. Any reason to keep it open?
It puts another “paid as agreed” mark on your credit history every month. And a closed account will eventually fall off your credit report, losing the benefit of past paid marks and the contribution to average age.
Unless you have a rather sparse credit history, it’s likely to not have a material effect. But there is will be an effect.
Last I checked they did not have a 2% card without an annual fee. I have the Venture X too, but I fully expect the AF to be increased to $500-$550 within 2 years, at which point I may not keep it.