First off, I normally would not pay for such services, I am DIY and I don’t think they do any better.
This said, I am a lifelock member for at least a year while I make a legal argument and claim. I am presently a premium/ultimate top tier member.
I have all my credit files frozen (big 3) and the other lesser knowns ChekSystems, NCTUE, and Innovis.
With this background. I applied for a new Citibank Checking and Saving Account (with a bonus of course).
The next day, Lifelock notified they had been informed of a new account application and the source was Citibank!
I logged in and none of my credit files (big 3) indicated they had been updated.
No one can perform a hard inquiry without my unfreeze. I did not unfreeze.
So…does lifelock really get information from Citibank directly? Jury is out, but I am certainly going to investigate this further. Any comments from anyone?