Hi, first post here:) I haven’t seen much discussion about this on FWF.
DW and I are expecting a little one soon. We will be doing daycare two days per week, which will still cost half of the mortgage. I’d like to hear your thoughts about ways to save or take advantage of credit card rewards. At least we won’t have to worry about MS anymore.
-The daycare gave us a 10% discount cause we work for a large company.
-Pay in full discount?
-max out DCFSA
-Child Care Tax Credit
-Get a new credit card every 3 months? This would disqualify us from the Chase 5/24 and BoA 2/3/4 rules. We would end up with more miles/points than we could use. Maybe a 2% cash card would be better, or cash out the points/miles from sign up bonuses at a lesser value? We don’t have a business so we can’t get business credit cards (I think?).