Somewhat oddly for my folks, who filed for the 2018 tax year but not in the 2019 tax year due to lack of income, one had “no information” and one had a check sent out January 6, which has not yet arrived. The original payment was direct deposited. It’s possible that filing in 2018 triggered a hold on payments when the 2019 return was not received in summer 2020. It shouldn’t be a problem to file in February regardless (other than waiting for all the 1099’s for the random CD’s to come in, although that and Social Security don’t add up to the filing requirement), but it is annoying to get asked this question repeatedly and telling them to just wait. I know that people have argued to file tax returns anyway even though the income is below the limit, in order to start the statute of limitations clock, but honestly I never saw the point.