Would be most grateful for any CC suggestions with the following conditions:
*Mastercard or Discover Card only. Visa simply will not work for me.
*Highest possible cash reward
*No annual fee unless the reward is amazing
*One reward point per dollar spent
My own research (yeah, I have been working on this myself, too) is pointing to Citi Double Cash and the Discover program that makes you wait until year’s end to get the other half of your 2% reward (not great).
I’m only interested in CASH rewards, and only in rewards that apply across the board, not in rewards that just apply for specialized types of spending (groceries, gasoline, etc.)
I realize this is a very targeted sort of inquiry, so any suggestions on target will be very much appreciated.