I was looking at the CARES act. Apparently you can just quit paying your mortgage by putting it into forbearance for 180 days with no adverse credit impacts.
This applies to Federal guaranteed mortgages. The payments will ultimately have to be made up.
The best part? The mortgage servicer is not allowed to do any work to confirm you are having a real hardship.
It sounds like a really hot deal. I am thinking about calling my bank up and saying the word recession a few times even though I still have my job.