No, it’s based on misleading questions leading to left wing talking points.
You might learn something from people who studied the matter.
I did, and I reported on it here previously. You might learn something from reading those sources and prior discussion.
around $5k in average medical debt (much less than the average total debt) should be clues the real cause lies elsewhere. Guess what? Credit card debt is “a reason” that contributes to 99% of bankruptcies, because nearly all BK cases involve credit card debt. Apparently the average CC debt in BK is $25k, and somehow that’s less of a problem than the $5-8k of medical debt? Clearly we need to reform the credit card system, right? Here’s a study by debt collectors (who would know), citing the largest debts of BK filers are CCs in about 3/4 of cases, with medical being about 20% (most of the rest). Asking BK lawyers about their clients suggest that top causes of BK is overspending followed by job loss, with divorce and medical debts much less common.