no-fee card offers a bonus of $100 after spending $500 on purchases within the first 90 days, and has other perks
4 percent back on restaurants, take-out and bar purchases;
3 percent back on airfare, hotels and Airbnb or other short-stay rentals;
2 percent back on online purchases; and
1 percent back on everything else.
$50 credit for online subscriptions (after spending $5,000 on the card per-year),
phone insurance of up to $600 if someone uses the card to pay their monthly phone bill;
Thanks for posting. 4% is not bad on dining if one has major dining expenses, but otherwise a rather uninteresting card.
Specifically, Amex MR earning cards are better for Uber imo, 2x MR points vs 2% on this card. I think for vast majority of us, there are better Barclays cards to chose from.
Note the wording does mention Uber credits several times, but you can get a statement credit as well which most of us would prefer.
No FT fees too, gonna be super useful when travelling out in SEA, Uber is so convienet when it’s $1~$2 per ride thanks to exchange rates and cost of living out there.
I had been looking at the Chase AARP card recently for restaurants and occasional travel.
This looks better, especially the phone insurance (assuming no deductible??).
For air tickets, there’s a 5% points card Penfed Premium Travel Rewards Amex, with no annual fee.
Once all other available insurance has been utilized, Cellular Telephone Protection will provide coverage up to six hundred ($600) dollars per claim after the twenty-five ($25.00) dollar deductible, with a maximum of two (2) claims and twelve-hundred ($1,200.00) dollars per twelve (12) month period. You will receive no more than the suggested retail value of the replacement cell phone, up to the program maximum, less the twenty-five ($25) dollar deductible.
As long as points are redeemable for cash/credit at the stated value, looks like a winner for restaurants and for traveling to places that use chip+PIN.
