Up to $125 cash + reimbursed expenses from Equifax for credit Breach

[scripta]

@Shandril

Although since the monitoring would be from EFX itself, maybe it’s worth less than $0.

FTC said: “At least four years of free monitoring of your credit report at all three credit bureaus (Equifax, Experian, and TransUnion)”. But generally I think it’s worth $0 because there are many was to get it for free.

@Shandril

Either farcical pretense of a remedy certainly makes me reconsider opting out altogether to preserve my right to sue them if a breach occurs.

You mean to sue them for losses if your identity is stolen as a result of the breach that already occurred? First I think it would be impossible to prove the relationship. You’d need the thief’s confession with the details of how they obtained your information, and that it was obtained from the breach. And second, it’s difficult to have losses since you’re not liable for unauthorized transactions.